FINANCIAL PLANS AND SEMI-ANNUAL/ANNUAL UPDATES
We see a comprehensive financial plan (for both you and your business) as a “road map” for success.

As people’s lives become more complex the need for this “road map” becomes more necessary. Nobody would begin a drive from San Francisco to New York without a very detailed road map. This road map would address certain issues such as road changes, detours, weather conditions, turnpikes, toll ways, etc.

All of our clients, over their lifetime, are taking this multi-million dollar drive … with obstacles such as inflation, interest rates, taxes, safety vs. risk, liquidity, etc. The goal of a financial plan is to get the proper blend of cash management, insurance coverages, savings plans, investment options, tax strategies, retirement plans and estate planning strategies to make this drive as successful as possible. For many of our clients, the development of this road map is a key to achieving their financial goals.

REGULARLY SCHEDULED ONGOING REVIEWS
A critical component of client service is ongoing reviews. As the expression goes, “the only constant … is change” … interest rates, tax laws, inflation, etc. It is critical that you and your financial planner have regularly scheduled ongoing reviews.

PRIVATE CLIENT EDUCATIONAL SEMINARS
Private clients seminars are exactly that … seminars for our clients only. Many of our associates conduct regular, ongoing seminars designed to educate our clients on topics such as Charitable Giving, College Funding, Estate Planning, Employee Benefits, Retirement Planning, Investment Strategies, Long Term Care, etc. Those seminars are held in our offices at 500 Ygnacio Valley Road, in Walnut Creek.

CLIENT NEWSLETTERS
When appropriate, newsletters covering such topics as employee benefits, using professional money managers, estate planning, cash management, etc. help keep our clients current with what is happening in today’s rapidly changing world of financial planning.

ACCESS TO EXPERIENCED, CREDENTIALED PROFESSIONALS
As our website clearly communicates, SFG’s primary strength is a large cadre of professionals … experienced in every area of insurance and securities, both for personal and business use. Your planner has unlimited access to these professionals, either for case design and/or joint work … enabling you to benefit from the full strength of our firm.

“SUCCESSOR” FINANCIAL PLANNER
SFG is not a “one planner shop.” Your planner is part of a “team” of professionals. If something were to happen, it will be very easy for another associate/professional to transition in and oversee your accounts.

*These services may only be provided by an Investment Advisor Representative.